{"argument_date":"2016-10-04T00:00:00Z","arguments":[{"argument_date":"2016-10-04T00:00:00Z","heading":"What happened at the argument","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2016","official_transcript_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","paragraphs":["Ms. Bell argued the statute requires intent to defraud a financial institution.","Mr. Yang argued the required intent is to deceive the bank to deprive it of value.","Chief Justice Roberts noted that insurance rates rise when property is stolen repeatedly.","Justice Ginsburg asked if Shaw could be convicted under a different statutory clause."],"reargument":false,"sequence":1,"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 10, lines 4-8","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 10, lines 4-8"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 46-12","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 46-12"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 8-16","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 8-16"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 30-34","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 30-34"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 42-46","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 42-46"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 52-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 52-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 28-30","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 28-30"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 44-10","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 44-10"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 14-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 6, lines 14-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 10-42","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 7, lines 10-42"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 20-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 20-38"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 52-14","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 52-14"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 9, lines 34-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 9, lines 34-38"}]}],"caption":"Shaw v. United States","case_history":[{"changed_at":"2026-08-29T20:06:22.104645Z","explanation":"An official oral-argument transcript was verified.","status":"argued"}],"case_status":"argued","dek":"The dispute centers on whether a defendant must intend to deprive a bank of its own assets or if intent to harm a customer's property suffices.","dek_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}],"dispositions":[],"latest_court_document_date":"2016-10-04T00:00:00Z","maturity":"official_transcript","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2016","official_disposition_urls":[],"official_docket_url":"https://www.supremecourt.gov/docket/docketfiles/html/public/15-5991.html","primary_docket":"15-5991","revisions":[{"correction_note":"Rewritten to the concise citizen-facing editorial standard.","created_at":"2026-08-30T18:57:06.154141Z","maturity":"official_transcript","revision_number":1},{"correction_note":"Migrated to the dated official Court activity contract without model use.","created_at":"2026-09-05T03:22:24Z","maturity":"official_transcript","revision_number":2}],"schema_version":"1.1","sections":[{"heading":"What this case is about","paragraphs":["Shaw stole a customer's car from a bank lot. The government charged him with defrauding the bank. Shaw argues the bank suffered no direct loss. The government argues the bank's interest was harmed."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}]},{"heading":"How the case got here","paragraphs":["The Supreme Court heard oral argument in this case on October 4, 2016."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 8-16","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 8-16"}]},{"heading":"What each side wants","paragraphs":["Shaw wants the conviction overturned because he did not intend to harm the bank's own property.","The government wants the conviction upheld because Shaw intended to harm the bank's possessory interest."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}]},{"heading":"What each side says","paragraphs":["Shaw argues the statute requires intent to deprive the bank of its own value.","The government argues the statute covers intent to harm any interest the bank holds."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}]},{"heading":"What the justices asked","paragraphs":["Justice Kennedy asked if the intent targets whoever holds a lawful possessory interest.","Justice Breyer asked if theft is impossible when the defendant believes the property is insured."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 10, lines 4-8","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 10, lines 4-8"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 46-12","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 46-12"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 30-34","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 30-34"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 42-46","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 42-46"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 52-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 52-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 28-30","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 28-30"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 44-10","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 44-10"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 14-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 6, lines 14-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 10-42","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 7, lines 10-42"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 20-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 20-38"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 52-14","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 52-14"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 9, lines 34-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 9, lines 34-38"}]},{"heading":"Why it matters","paragraphs":["This case defines the scope of federal bank fraud laws. It determines whether prosecutors can charge theft of customer property as a crime against the bank. The outcome shapes how courts interpret financial institution protections."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}]},{"heading":"What happens next","paragraphs":["This article currently covers the argument record. Use the official docket link for later case activity."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 10, lines 4-8","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 10, lines 4-8"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 46-12","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 46-12"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 8-16","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 8-16"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 30-34","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 30-34"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 42-46","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 42-46"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 52-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 4, lines 52-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 28-30","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 28-30"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 44-10","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 5, lines 44-10"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 14-22","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 6, lines 14-22"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 10-42","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 7, lines 10-42"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 20-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 20-38"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 52-14","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 8, lines 52-14"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 9, lines 34-38","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 9, lines 34-38"}]}],"slug":"2016-15-5991-shaw-v-united-states","term":"2016","title":"Does bank fraud require intent to harm the bank's own property?","title_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 28, lines 24-32","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 28, lines 24-32"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 18-44","official_url":"https://www.supremecourt.gov/oral_arguments/argument_transcripts/2016/15-5991_21p3.pdf","page_label":"file page 3, lines 18-44"}],"topics":[],"undated_disposition_date_fallback":null,"updated_at":"2026-09-05T03:22:24Z"}