{"argument_date":"2009-04-28T00:00:00Z","arguments":[{"argument_date":"2009-04-28T00:00:00Z","heading":"What happened at the argument","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2008","official_transcript_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","paragraphs":["Mr. Waxman argued Section 484 preempts state investigative machinery.","Ms. Underwood stated state attorneys general cannot enforce OCC regulations.","Mr. Stewart explained the threat state enforcement poses to the banking system."],"reargument":false,"sequence":1,"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 17-29","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 17-29"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 49-5","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 49-5"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 19-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 31-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 31-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 5-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 6, lines 5-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 13-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 27-31","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 27-31"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 41-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 41-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 19-21","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 19-21"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 33-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 33-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 49-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 49-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 5-13","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 5-13"}]}],"caption":"Cuomo v. Clearing House Assn., L.L.C.","case_history":[{"changed_at":"2026-08-29T20:06:26.421066Z","explanation":"An official oral-argument transcript was verified.","status":"argued"}],"case_status":"argued","dek":"The dispute centers on whether state officials can enforce federal banking regulations against national banks.","dek_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}],"dispositions":[],"latest_court_document_date":"2009-04-28T00:00:00Z","maturity":"official_transcript","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2008","official_disposition_urls":[],"official_docket_url":"https://www.supremecourt.gov/docket/docketfiles/html/public/08-453.html","primary_docket":"08-453","revisions":[{"correction_note":"Rewritten to the concise citizen-facing editorial standard.","created_at":"2026-08-31T02:12:14.589302Z","maturity":"official_transcript","revision_number":1},{"correction_note":"Migrated to the dated official Court activity contract without model use.","created_at":"2026-09-05T03:22:24Z","maturity":"official_transcript","revision_number":2}],"schema_version":"1.1","sections":[{"heading":"What this case is about","paragraphs":["This case tests the scope of federal preemption over state enforcement powers."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}]},{"heading":"How the case got here","paragraphs":["The Supreme Court heard oral argument in this case on April 28, 2009."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 5-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 6, lines 5-51"}]},{"heading":"What each side wants","paragraphs":["The state side wants to enforce federal rules against national banks.","The bank side wants to block state enforcement of those rules."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}]},{"heading":"What each side says","paragraphs":["The state side argues federal law preempts state enforcement machinery.","The bank side argues state enforcement creates inconsistent legal standards."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}]},{"heading":"What the justices asked","paragraphs":["Justice Breyer asked if fifty-one enforcers would reach the same result.","Justice Ginsburg asked if the bank superintendent has enforcement authority."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 17-29","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 17-29"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 49-5","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 49-5"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 19-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 31-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 31-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 5-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 6, lines 5-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 13-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 27-31","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 27-31"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 41-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 41-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 19-21","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 19-21"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 33-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 33-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 49-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 49-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 5-13","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 5-13"}]},{"heading":"Why it matters","paragraphs":["This conflict determines who controls compliance with federal banking laws."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}]},{"heading":"What happens next","paragraphs":["This article currently covers the argument record. Use the official docket link for later case activity."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 17-29","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 17-29"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 49-5","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 4, lines 49-5"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 19-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 31-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 5, lines 31-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 5-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 6, lines 5-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 13-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 27-31","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 27-31"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 41-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 7, lines 41-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 19-21","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 19-21"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 33-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 33-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 49-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 49-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 5-13","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 8, lines 5-13"}]}],"slug":"2008-08-453-cuomo-v-clearing-house-assn-l-l-c","term":"2008","title":"Can State Attorneys General Enforce Federal Banking Rules Against National Banks?","title_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 23, lines 23-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 23, lines 23-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 3, lines 19-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 37, lines 13-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2008/08-453.pdf","page_label":"file page 37, lines 13-23"}],"topics":[],"undated_disposition_date_fallback":null,"updated_at":"2026-09-05T03:22:24Z"}