{"argument_date":"2008-04-23T00:00:00Z","arguments":[{"argument_date":"2008-04-23T00:00:00Z","heading":"What happened at the argument","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2007","official_transcript_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","paragraphs":["Ms. Posner argued the insurer's profit motive should not affect the review.","Mr. Rosenkranz argued the Court should keep its prior unanimous ruling.","Ms. Saharsky argued the Court must consider the conflict of interest."],"reargument":false,"sequence":1,"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 7-17","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 7-17"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 31-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 31-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 41-45","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 41-45"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 9-19","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 9-19"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 19-25"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 33-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 33-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 5-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 5-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 23-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 23-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 43-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 43-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 21-27","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 21-27"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 43-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 43-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 7-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 7-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 9-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 8, lines 9-25"}]}],"caption":"Metropolitan Life Ins. Co. v. Glenn","case_history":[{"changed_at":"2026-08-29T20:06:27.198135Z","explanation":"An official oral-argument transcript was verified.","status":"argued"}],"case_status":"argued","dek":"Parties dispute whether a court must consider an insurer's financial conflict when it denies a claim.","dek_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}],"dispositions":[],"latest_court_document_date":"2008-04-23T00:00:00Z","maturity":"official_transcript","official_detail_url":"https://www.supremecourt.gov/oral_arguments/argument_transcript/2007","official_disposition_urls":[],"official_docket_url":"https://www.supremecourt.gov/docket/docketfiles/html/public/06-923.html","primary_docket":"06-923","revisions":[{"correction_note":"Rewritten to the concise citizen-facing editorial standard.","created_at":"2026-08-31T03:28:57.864047Z","maturity":"official_transcript","revision_number":1},{"correction_note":"Migrated to the dated official Court activity contract without model use.","created_at":"2026-09-05T03:22:24Z","maturity":"official_transcript","revision_number":2}],"schema_version":"1.1","sections":[{"heading":"What this case is about","paragraphs":["The case tests how courts review insurer claim denials. One side argues profit motives must influence the review. The other side argues the conflict is irrelevant to the legal standard."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}]},{"heading":"How the case got here","paragraphs":["The Supreme Court heard oral argument in this case on April 23, 2008."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 7-17","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 7-17"}]},{"heading":"What each side wants","paragraphs":["The insurer wants a neutral review standard that ignores its profit motive.","The claimant wants a stricter review standard that weighs the insurer's profit motive."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}]},{"heading":"What each side says","paragraphs":["The insurer argues the conflict of interest is legally irrelevant to the review.","The claimant argues the conflict of interest must be a factor in the review."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}]},{"heading":"What the justices asked","paragraphs":["Justice Kennedy asked if the insurer must prove it separated profit and claims staff.","Justice Scalia asked if a fiduciary with financial interests is inherently conflicted."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 31-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 31-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 41-45","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 41-45"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 9-19","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 9-19"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 19-25"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 33-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 33-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 5-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 5-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 23-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 23-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 43-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 43-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 21-27","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 21-27"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 43-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 43-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 7-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 7-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 9-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 8, lines 9-25"}]},{"heading":"Why it matters","paragraphs":["This case defines how courts treat insurer profit motives. It sets the standard for reviewing denied health claims. It affects the balance between insurer autonomy and claimant protection."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}]},{"heading":"What happens next","paragraphs":["This article currently covers the argument record. Use the official docket link for later case activity."],"sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 7-17","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 7-17"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 31-37","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 31-37"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 41-45","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 41-45"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 4, lines 9-19","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 4, lines 9-19"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 19-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 19-25"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 33-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 33-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 5, lines 5-11","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 5, lines 5-11"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 23-33","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 23-33"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 6, lines 43-51","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 6, lines 43-51"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 21-27","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 21-27"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 43-49","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 43-49"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 7, lines 7-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 7, lines 7-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 8, lines 9-25","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 8, lines 9-25"}]}],"slug":"2007-06-923-metropolitan-life-ins-co-v-glenn","term":"2007","title":"Should courts weigh insurer profit motives when reviewing denied claims?","title_sources":[{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 27, lines 5-15","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 27, lines 5-15"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 3, lines 19-7","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 3, lines 19-7"},{"evidence_type":"Transcript","label":"Official Supreme Court Transcript — file page 44, lines 7-23","official_url":"https://www.supremecourt.gov/pdfs/transcripts/2007/06-923.pdf","page_label":"file page 44, lines 7-23"}],"topics":[],"undated_disposition_date_fallback":null,"updated_at":"2026-09-05T03:22:24Z"}